Need to spend less on an auto insurance policy in Phoenix, AZ? Regardless whether you would like to find a brand new policy or replace a current one, we can help you get the Phoenix car insurance quotes you need – on the web! In point of fact, we’ve established a relationship with leading auto insurance firms in Phoenix to permit you to review prices from an extensive selection of carriersonline. Arizona insurance carriers may include Allstate, GEICO, Nationwide, Progressive, State Farm, and more.
To get going, just enter your zip code in the space provided. Our system will automatically present you with a directory of Arizona car insurers. From there you’ll be able to compare quotes, policies, and eligibility prerequisites online.
Insuring a Car in Phoenix at a Discount
These rate-reducing points apply not only to Phoenix motorists, but motorists across the country.
- Opt For a Bigger Deductible
- Maintain a Good Driving Record
- Place Two or More Vehicles Under a Single Policy
- Research The Internet For The Lowest Quotes
Car Insurance Requirements You Should Know in Phoenix, AZ
If you live in Phoenix, AZ, insurance is mandatory. Like every state, Arizona has laws mandating the amount of max liability coverage you will need to maintain. Oftentimes, you will see these guidelines posted as three dollar figures, as in $15,000/$30,000/$10,000.
Arizona auto insurance minimum requirements are the following:
- $15,000: Bodily injury liability maximum for one person injured in one single accident
- $30,000: Bodily injury liability maximum for all injuries in a single accident
- $10,000: Property damage liability maximum for a single accident
Ready to compare Arizona auto insurance quotes?
Are Arizona Minimums Sufficient?
Although the minimum auto insurance in Phoenix and the rest of Arizona is $15,000/$30,000/$10,000, you might want to opt for higher limits. That’s because these limits hardly ever go up, yet medical care costs have risen noticeably in the last decade. If you’re able to afford it, most specialists like those at the Insurance Information Institute encourage consumers to go with $100,000 worth of personal injury protection for every individual and $300K every accident, at least.
No Fault Insurance: Required in Phoenix?
In a no-fault state, your policy has to pay medical bills for you and your passengers, even if you are not to blame for the accident. No fault states have these laws in place to lessen insurance fraud. If you are living in Phoenix, no fault laws do not apply.
Phoenix Uninsured Motorist Coverage?
In Phoenix and all of Arizona, uninsured motorist insurance is not required. Uninsured motorist insurance, generally known as UM/UIM coverage, enables a driver to receive damages for any injury they receive from an uninsured, negligent driver.
At Get a Car Insurance Quote Online, we advise that you buy uninsured motorist insurance, no matter whether it’s required in your state or not. This is because 22% of Phoenix motorists don’t have an auto insurance policy.
